Looking Back: Jacob S First Video
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Name a time you were less than stellar with your finances.I graduated in 2008--perfect timing to enter the work force--in the midst of a financial crisis. Luckily, my first job was locked in as I had accepted an offer earlier in 2007. On my first day, I was given a stack of paperwork to fill out, one of which indicated an opportunity to contribute to a 401K. Being a young, uninformed professional contemplating that devastating drop in the market, I opted not to contribute. Why not, you ask? Well, the company did not match, and I decided that it would be more prudent to save cash to purchase a home or to start a business. Needless to say, it was the wrong decision. I began contributing to my 401K in 2010, so I did not lose too much time or upside. However, looking back I know I missed an opportunity to amass precious tax-deferred assets in the earliest days of my career. At the time, I did not appreciate that one day I might have to cap the capital I could put into such a powerful account. 2b1af7f3a8